Our Story

At XP Pay, we are not just redefining payments; we're re-imagining the financial landscape. From humble beginnings, our company was founded by a team of entrepreneurs and payment industry experts who identified the need for a more efficient approach to handling business transactions. We’ve focused on building a powerful suite of payment rails, risk prevention systems, and financial data tools, becoming a trusted partner for thousands of businesses across North America. Today, we have developed our technology to help businesses and software platforms accelerate their growth, go to market faster, reduce operational costs and improve efficiency within their organization.